Apple Pay Later Fully Launches in the U.S., Allowing Borrowing for Purchases

Apple's Pay Later Service Graduates from Beta, Offering Borrowing of $75 to $1,000 for U.S. Shoppers

Notably, the full rollout of Apple Pay Later comes ahead of an upcoming Apple event scheduled for October 30, where new Macs and the rumored Apple M3 chip are expected to be unveiled. This timing aligns with the potential release of new products, providing customers with a flexible payment solution for making purchases without a large upfront payment.

Previously, Apple Pay Later was only available to a limited number of customers in March. However, Apple has now removed the statement “Apple Pay Later is currently only available to customers invited to access a prerelease version” from its Pay Later support documentation, as highlighted by MacRumors.

Apple Pay Later differs from traditional credit services as it is integrated within the Wallet app on iPhone, allowing users to access the service without the need for a web browser and manage, track, and review loan repayments.